I got simplefin sync working. But I was surprised how manual everything still is. Actual syncs line items but not balance. You have to manually reconcile it. Actual does not handle transfers automatically, you have to set up rules for it and it’s very tedious and often requires manual fixes.

For someone used to mint or monarch, I would say sync functionality is extremely mininal. I want to like it more. I’m kind of surprised so many people don’t mind this stuff. Maybe I’m lazy.