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Joined 1 year ago
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Cake day: June 9th, 2023

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  • Higher interest rates are impacting Canadians in every corner of life. Food costs… mortgages… fuel… they all domino and collapse together. The lack of urgency is directly hurting the vulnerable portion of our society. There’s no easy fix. Drop interest rates too fast and you risk pushing inflation back up… don’t drop interest rates fast enough and you risk pushing a significant portion of the population into bankruptcy or homelessness (not just home owners… also renters who are forced to absorb that same interest rate hike in the form of higher rents). Within my circle of friends. several have been forced to close businesses because of the impact of the rapid increase in interest rates. It’s not the base rate itself, so much as the speed with which it was increased which was faster than their businesses could absorb.

    As for mortgage renewals themselves… the insanity of the Canadian system of the typical 5-year renewable mortgages is just plain vanilla stupid. It makes everyone incredibly susceptible to microeconomics instead of averaging out the risk on a macro scale like most other countries do.



  • I’m in BC, and technically have a family doctor… and it sucks. My doctor is only seeing patients a couple of days per week, so appointments are currently booking out around 4 months. There’s ONE walk-in clinic where I live (Nanaimo), and they take a limited number of patients per day - they put out signs on a Saturday morning like “Only accepting 10 patients today” (I have a photo of this one to prove it). TThe ER is backup up so bad, you could die before they even triage you (18h or longer wait is normal). The staff at the Critical Care unit in the neighboring Parksville yells at you and tells you to go back to Nanaimo (it’s happened to both my wife and I at different times… and we both actually needed medical care). We’ve ended up driving to Port Alberni or Courtenay for medical care… or in my case, I’m travelling for business and have booked a doctor visit in another damn country to get some checkup work done because I can’t get it done locally… OK, I can get it, but the local wait times are so fucking long that I can book a flight, fly overseas and see a doctor, get my results and be back home a month before I’d even start the process with my family doctor.

    Talkign with the parents at the local school… many are afraid that their kids will catch something… and thehy won’t be able to see a doctor to get the help they need

    So yeah… there’s widespread frustration :-P